Once you’ve retired, convert your RRSP into a RRIF and withdraw throughout retirement while your principal continues to be sheltered from tax.
There are many investment options available, such as Term Deposits, variable rate Savings Accounts and Mutual Funds*.
Like an RRSP, your principal is tax sheltered but payments are taxed as you receive them.
Your investment may be transferred to your spouse.
You get to decide when and how much you withdraw regularly as long as you meet the government minimums.
It’s never too early or late to start saving for retirement. Our Advisors are here to help make sure your plan is right for your future.
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
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