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About Us

At Northern Credit Union, we are dedicated to making a meaningful difference in the lives of our members, neighbours, and communities. Our journey began in 1957 with the founding of Northern Credit Union, and in 2025, Copperfin Credit Union, with its strong roots in Kenora and Thunder Bay, joined us in a shared vision of member-driven financial services. Today, we proudly serve over 88,449 members across 29 branches from the Manitoba border to the Quebec border, continuing to build on our legacy of growth, collaboration, and commitment to our members.

Northern Credit Union offers a wide range of financial solutions, from personal and business banking to financial planning expertise, all designed with one goal in mind, to help our members achieve their financial goals. With deep local knowledge and a personalized, member-first approach, we are here to provide the tools and support needed to move your financial life forward.

Our core purpose, "Making a difference in people's lives", reflects our unwavering commitment to supporting our members and communities. Whether through expert advice, tailored financial solutions, or community initiatives, we aim to create lasting value and empower our members to succeed

 
 

Your Board of Directors

Amber Aird-Williams
(Vice Chair, 2029)

Cameron Ross
(2028)

Chris Thorne
(2029)

Colt German
(2028)

Daniel McCoy
(2027)

Janet McCutchon
(2027)

Kevin Squissato
(2028)

Max Liedke
(Chair, 2027)

Piyush Shukla
(2029)

Rejean St-Amour
(2028)

Robert Jankovic
(2027)

Suzanne Klatt
(2029)

 
 

Our Leadership Team

 
Richard Adam

Richard Adam

co-CEO

Having dedicated nearly three decades to Northern, Richard Adam assumed the role of President & CEO in 2019, following a tenure spanning multiple positions, including Chief Internal Auditor and Senior Vice President of Finance and Administration. Richard has actively participated in various system committees, including chairing the Enterprise Risk Management Committee of the Regulator and serving on the Act Review Committee, Stakeholder Advisory Committee and Technical Advisory Committee.

Richard is a distinguished professional with an Honours Bachelor of Commerce (Accounting) from the University of Windsor and holds certification as a Chartered Professional Accountant (Chartered Accountant) as well as a Certified Chief Executive.

Dennis Alvestad

co-CEO

For the past 15 years, Dennis has demonstrated exceptional leadership as the CEO of Copperfin, building on his senior leadership journey that commenced in 1994. Dennis actively engages in various industry working groups within the Credit Union system, collaborating with esteemed organizations such as Central 1, DICO, and FSRA. Additionally, he currently serves as a member of the CUES Canada Council, further demonstrating his commitment to advancing the credit union sector.

Dennis holds a Bachelor of Arts from the University of Manitoba, a Business Administration Diploma from Red River College, and is an Associate of the Credit Union Institute of Canada through Dalhousie University. 

 
Abid Khawaja

Abid Khawaja

Credit Risk

Abid brings over 30 years of diverse business, banking, and regulatory experience to Northern Credit Union, joining the team in early 2021. His journey spans various industries across the US, UAE, and Canada, including a significant tenure with a leading Canadian bank.

Abid holds an MBA from the Richard Ivey School of Business and a BBA from the University of Central Oklahoma.

Allison Kasper

Allison Kasper

Strategic Integration  

With over 18 years of valuable experience within the credit union system, Allison has assumed roles ranging from Branch Manager to Chief Executive Officer. Prior to her time at Copperfin, Allison contributed her expertise to the Ontario Lottery and Gaming Corporation, as well as the Royal Bank.

Allison holds a Business Diploma from Confederation College.

Brandy Heikoop

Brandy Heikoop

People and Culture

Brandy boasts over 35 years in the financial services industry, demonstrating her proficiency in human resources, sales, and national finance. Having held Director of Sales positions at Northern and a national financial organization, Brandy embodies a wealth of experience and knowledge.

Brandy holds a Labour and Human Resources diploma from Queen’s University, along with a certificate in Health Science, merging her dedication to mental health education with her professional expertise.

Kris Mork

Kris Mork

Operations

Kris has over 13 years of experience in the credit union system, beginning his journey as a commercial lender at Superior Credit Union. Prior to his transition to the credit union sector, Kris contributed to Economic Development at the City of Thunder Bay and gained valuable experience at the Royal Bank.

Kris holds a Bachelor of Commerce Degree (Honors) from the Asper School of Business, University of Manitoba.

Liisa Woolley

Liisa Woolley

Strategic Initiatives 

Liisa Woolley, brings three decades of experience in leadership, strategy execution, and organizational transformation. She has successfully led mergers, technology implementations, and change management strategies that align with member and employee needs. Liisa is a graduate of degree and leadership programs from the University of Windsor, Athabasca University, Royal Roads University, and York University and holds a Credit Union Leadership and Coaching Designation and a Chartered Marketing Designation, among other credentials.

Marry Gunaratnam

Marry Gunaratnam

Information Technology

Marry has over 15 years of experience in leading digital transformations and driving innovative IT solutions at an executive level. Her background includes leadership roles at prominent organizations including JP Morgan Chase before joining the credit union system.

Marry holds a Master of Engineering from Carleton University and has achieved certifications as a PMP (Project Management Professional), PM-LPC (Project Management-Lean Practitioner Certification), SSBBP (Six Sigma Black Belt Professional), and P.Eng (Professional Engineer).

Matt Hitchens

Matt Hitchens

Finance

Matt has 22 years of experience managing various accounting teams in multiple industries across Canada, Australia and the UK. Joining Copperfin in 2015, he brings a strong foundation of expertise to the credit union system.

Matt is a member of the Institute of Chartered Accountants of Australia and New Zealand and holds a Bachelor of Commerce (Accounting and Finance) degree from the University of Queensland.

Stef Macleod

Stef MacLeod

Brand & Marketing

Stef has a dynamic background encompassing over 12 years of marketing experience and seven years within the credit union system. Her diverse career includes roles in marketing and human resources across multiple sectors before joining Copperfin.

Stef holds a Bachelor of Commerce degree in Marketing and Human Resources (Honours) from Lakehead University and holds her professional Chartered Marketers designation.

 
Steve Marquis

Steve Marquis

Member Experience

Steve brings over 20 years of dedicated service to the credit union system, and has held various roles spanning commercial services, project management, organizational effectiveness, and member experience leadership.

Steve holds a Business Diploma from Confederation College, a Certificate in Executive Sales Management from Schulich, and most recently has completed the CUES CEO Institutes to become a Certified Chief Executive.

Tammy Buchanen

Tammy Buchanan

Corporate Risk

Tammy has been with Northern Credit Union for over eighteen years. Her prior experience in leadership roles within Loss Prevention and Finance at a major retail chain in Toronto has equipped her with a diverse skill set.

Tammy holds Bachelor of Science from Lake Superior State University with a major in Criminal Justice and minor in Loss Prevention. She is also a Chartered Professional Accountant (CPA) designation holder and has completed the CUES CEO Institutes to become a Certified Chief Executive.